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How to Use Loans and Prepayments to Your Advantage

The banking industry is a very funny one – whose basis for lending is that of insecurity. A smart individual investor can use it to his advantage to create wealth. In a consumption oriented and growing economy, most households have some exposure to debt of some...

Why Compounding is The Best Kept Secret of Investing Success

It has been a while since I wrote here, and the reason was that I was away for a nice family vacation. It was a truly wonderful experience, in the midst of good weather, the beauty of nature and great company – a meeting of like minds, a time to relax, the...