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Why Having Fixed Income is Important for Portfolio Goals

The best portfolio strategy for an individual investor is to start by setting a prudent desired asset allocation between risky equity assets and fixed income that the investor is comfortable with and is sustainable, and implementing it by a continuous timely...

Are Markets Efficient and does it matter?

A lot of investing debate and styles of investing are supposed to emanate from this question. The roots of this debate are in an old financial theory called the Efficient Market Hypothesis – which says that all that is to know about a stock is reflected in its...

Sunk Costs should not affect decision making

I had gone for a music concert yesterday evening with my wife. It was a great show – but it rained quite heavily a couple of hours before the show, and there were real chances of the show getting cancelled due to it. While at my house before starting, it was...

The Financial and Psychological Benefits of Rebalancing

I have always felt that individual investors (or perhaps any investor to some extent for that matter) have never got a complete handle of the decision on when to sell. Traders or speculators mostly have a fixed target for profit or stop-loss, but investors never seem...